Even as job growth soars and unemployment shrinks, US workers are drowning in financial stress, according to the second annual report by Salary Finance, the leading global provider of financial education and salary-linked savings and loans for employees. Employers are estimated to be losing 13-18% of annual salary costs due to employees facing financial struggles that affect them while at work. 

Financial stress is the number one form of stress for working Americans: more than 40% are dealing with it, topping work, health, and relationship stress. The survey of nearly 3,000 US employees found that the impact of financial stress on American workers is enormous. Employees who are financially stressed are 10 times more likely than those who aren’t to struggle to finish daily tasks. Employees' financial issues also affect their mental health. They are six times more likely to experience anxiety and panic attacks, and seven times more likely to be depressed than those without financial stress. 

This report explores the ways working Americans are making ends meet, and how employers can return dignity back to their employees by prioritizing financial wellness in their organizations.