Whether rates ease in 2024 or continue to rise, the heightened inflationary period of the last two years has shifted your customers’ ability to make purchases. They need short-term financing just as prime lenders have restricted their own requirements to lend. The definition of ‘well-qualified’ credit applicants has changed in the current economy, and some traditionally prime consumers are being reclassified as near prime today. Altogether, these trends are impacting sales for merchants, retailers, and service providers.

How can you help your customers find better solutions in short-term financing? Download the playbook to learn how to cope with these economic trends by offering better options to your near-prime customers. Topics include:

• How macroeconomics impact customers and lenders – now and in the future.
• What to expect from (and how to better serve) Gen Z consumers.
• Strategies for adapting to changing consumer behavior, across generations.

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